Advanced Learner Loans – Invest in your future

If you’re planning to study at Level 3 to 6, apply for an Advanced Learner Loan to cover the cost of your tuition fees. The loan is easy to apply for, doesn’t involve a credit check and you don’t have to pay it back until you’ve finished your course and you’re earning over £26,575 a year.

Am I eligible?

To be eligible for an Advanced Learner Loan you need to be:

  • Aged 19 or over on the first day of your course
  • Resident in the UK for three years prior to the start of the course
  • Enrolling on an eligible course at Level 3, 4, 5 and 6

How much can I access?

The amount you can get depends on your course; the tuition fees and the maximum amounts available for your chosen course are set by the Government. The minimum loan amount is £300 and you don’t have to borrow the full cost of your course – you can pay for some of it yourself.

How do I repay my loan?

Repaying an Advanced Learner Loan is straight forward:

  • Monthly repayments are calculated based on your income, not what you borrow.
  • You’ll only start making repayments when your income is more than £511 per week, £2,214 per month or £26,575 per year.
  • Your repayments will stop if your income drops below £26,575 a year.
  • Your annual repayment amount will be 9% of any income you earn over £26,575.
  • Monthly repayments are made directly to the Student Loans Company through the tax system.
  • You have the right to make payments or to pay back your loan in full at any time without incurring penalties.
  • Any balances outstanding are written off after 30 years.

How do I apply?

Please email Tracey Cranmer: t.cranmer@attfe.org.uk.

Advanced Learner Loans Bursary Information 2019/20

Household income* (including benefits) Bursary Percentage of approved additional costs to be paid Payment Per Term Minimum Attendance Required
Less than £11,800 Full 100% £300 85%
£11,801 – £25,000 Standard 50% £150 85%
£25,001 and above Partial 25% NIL Not applicable

This supersedes the previous information as from September 2018.

All bursaries are subject to approval. Childcare will be assessed separately.

*Household income threshold based on HMRC allowances and the benefit cap.